Success Stories

Sunila (40 years): Beneficiary Micro Credit and Mutual Health Organization

Tajpur Pahadi  Badarpur in South Delhi

Sunila - MHO Beneficiary

Sunila is forty years old and resides in a squatter settlement at Tajpur Pahadi, Badarpur in South Delhi. She has four children (three daughters and a son). Her husband, Mr. Mahesh Chand works as a security guard in a company and he doesn’t earn enough money to take care of the family. Therefore, Tara also supported Sunila to set up a gas filling shop from her house through its Micro Finance programme. One of her daughter’s also gets support from Tara in the education sponsorship project.

Health care is continuously a big challenge of many the families living the area. Even for Sunila’s family, most of the earnings go into health care. Unfortunately, one day while working at home in the night Sunila and her daughter were severely burnt because of an electrical fault. Thanks to the Tara-initiated Mutual Health Organization (MHO) she has subscribed to, her daughter and she could get immediate treatment from the network hospital and regular care from Tara Health Care Center. She had to pay INR 200/- per year to become the MHO member. The MHO scheme also reimbursed her bills from the corpus which is saved by the members in a bank.

Ramvati (45 years): Beneficiary Micro Credit

Tajpur Pahadi, Badarpur in South Delhi


Ramvati is 45 years old. She is a widow. Her husband died four years ago of tuberculosis. She has seven children, five daughters and two sons. She lives in Harinagar, in Jaiptur, a squatter settlement in South Delhi. Before that, she lived in a nearby colony, where her husband somehow scraped a living by picking rag. But little by little, he sank into alcoholism along with his brother, with whom they shared the house, as per the Indian standard of the jointed family. Her husband stopped working and eventually, Ramvati and her family were expelled for the house her brother-in-law sold without warning them.

The family moved into a single room. Ramvati remembers this time as one of hunger and anguish. Soon after, her husband, who had been sick with tuberculosis, died because they couldn’t afford treatment.

Fortunately, later on, Ramvati’s daughter came in contact with Tara artisan group based in Tajpur Pahadi. They also met Tara’s social workers, and Ramvati sought their help. With the INR 10,000/- micro credit she was granted, she opened her own bangles and cosmetic shop. Today, Ramvati is filled with pride, as she was capable of generate livelihood for her family and pay her installments.